The smarter alternative to hiring a finance manager. Our Sydney-based Chartered Accountants integrate with your daily operations, delivering senior financial oversight, weekly cashflow tracking, variance analysis, and full operational finance from bookkeeping to strategic modelling with AI powered workflows.
Whether you need a complete outsourced finance department or targeted support alongside your existing team, we deliver the depth of multiple hires with daily access and proactive partnership, without the recruitment risk or overhead.
We integrate with your operations, respond within hours, and act like your team. No monthly catch-ups or slow email chains. We're there every day, responding same-day, flagging issues as they happen, chasing suppliers, reviewing payments before they go out, and handling ad-hoc requests as they come up. Get the benefits of internal staff without the risk.
Handle everything from senior-level strategy, weekly cashflow, and variance analysis through to bookkeeping, BAS, and payroll. We integrate with your current accountants and systems, delivering complete finance function coverage without the overhead of internal hires, training periods, or replacement costs. Scale up or down as your business needs change.
Get strategic insights, financial modelling, and cashflow advisory from CA-qualified professionals with Big 4 backgrounds, without the $150K+ salary commitment. Our outsourced model often delivers better results than a single internal hire, with the flexibility to scale services as your business grows. No notice periods or severance required.
Most growing businesses need senior financial leadership but can't justify a $150K+ full-time CFO. Our fractional CFO services deliver Chartered Accountant oversight embedded in your business through shared platforms with same-day responses, not quarterly check-ins.
We set your financial strategy, build your annual budget, review pricing and margins, prepare board-ready reporting, and give you the clarity to make confident decisions on hiring, investment, and growth. All built on our weekly cashflow tracking and variance analysis foundation, so strategic decisions always rest on accurate, current data. Available to businesses across Australia, from startup to $20M+ revenue.
Your numbers should tell you exactly where cash sits, where it's heading, and what to do about it.
We deliver weekly and monthly financial reporting that goes beyond standard summaries: variance analysis against budget, margin breakdowns, forward-looking cashflow visibility, and written commentary on what's driving the results. Issues get flagged the moment they appear, not weeks later in a quarterly review.
Weekly bookkeeping, not monthly. That's the difference between knowing your position and guessing it.
Our team reconciles your accounts every week so your numbers are always current, your BAS is never a scramble, and your cashflow reporting is built on clean, accurate data. We handle bank reconciliations, credit card reconciliations, transaction coding, and chart of accounts management across Australia.
Behind on your books? We offer catch-up bookkeeping to get you back on track. We exclusively use Xero for all client bookkeeping.
Our team are certified Xero advisors with deep expertise in maximising its capabilities for Australian businesses.
Payroll is where mistakes get expensive. Underpayments, incorrect super, missed STP deadlines, and award misinterpretation all carry real penalties under Australian law.
We handle end-to-end payroll processing through Xero, covering pay runs, superannuation, leave entitlements, and Single Touch Payroll Phase 2 compliance.
With Payday Super taking effect from July 2026, we ensure your business is set up and compliant ahead of the deadline.
Late payments are the number one cashflow killer for growing businesses. We manage your accounts receivable end-to-end, from issuing invoices to chasing overdue balances, so cash comes in predictably and you're not spending your evenings sending reminder emails.
AR management feeds directly into your weekly cashflow reporting, giving you real-time visibility over what's owed and when it's expected.
Supplier invoices pile up, payment deadlines overlap, and before you know it you're spending hours each week just keeping track of what's due.
We process your accounts payable through Xero: invoice coding, payment scheduling, supplier statement reconciliation, and batch payment preparation. All payments are subject to your approval before processing, and your cashflow forecast accounts for every upcoming outflow.
Getting Xero set up properly from day one saves months of cleanup later. Whether you're starting fresh, migrating from MYOB or QuickBooks, or inheriting a messy chart of accounts from a previous bookkeeper, we configure Xero to match your business structure, integrate your bank feeds, connect your apps, and train your team so you can confidently use it day-to-day.
Business insurance isn’t one-size-fits-all - it depends on industry, size, location, and risk. Partnering with BizCover, we help you find the right coverage for property, assets, and financial protection, including loss, damage, theft, and business interruptions. Consider these options:
Our experts will discuss with you your business, finance pain points and services we can offer
We will take your desired services and send you a business proposal and pricing options depending on your needs for free
We will schedule a kick off meeting, give access to our online communication and project management tools
We will straight away take over so you can get time back to run your business the way you want!
Considering hiring finance staff?
We'll show you the full cost of an internal hire vs our embedded team, and exactly how much you'd save.
We'll reply within 24 hours to book your free 30-minute call.
No lock-in contracts and 30-day money-back guarantee.
Prefer to book directly? Schedule your free 30-minute call here
It depends on your needs. If you require 40 hours per week of hands-on financial work with high transaction volumes or complex daily operations requiring office presence, hiring might make sense. Most growing businesses need senior strategic finance expertise 10-15 hours weekly, not full-time execution.
Hiring a finance manager costs $95K-$115K+ annually (with super and leave), requires a 3-month ramp-up, and creates single-point-of-failure risk when they're sick or leave. Our outsourced finance model delivers a full team with senior oversight, daily communication, and responses within hours, covering everything from bookkeeping to strategic analysis, at a fraction of the total employment cost.
We're ideal for businesses at $2M-$20M revenue who need a complete finance function but don't yet justify six-figure internal hires. Book a free consultation and we'll honestly tell you if you're better off hiring or outsourcing.
Yes, even if you ultimately decide to hire, the conversation costs nothing and might save you $50k+ annually. Many businesses hire finance staff too early and pay for 40 hours when they need only 10-15 hours of strategic work.
We'll compare what an internal hire delivers versus our embedded three-tier team approach. Covering costs, capabilities, coverage, and flexibility with no pressure. An internal hire typically costs $95k-$115k total annually including super, leave, and recruitment fees around $12k-$15k, with 3-month ramp-up.
Our complete finance coverage costs $30k-$48k annually with immediate impact and team depth instead of single-person risk. You also get flexibility to scale without notice periods or severance costs. Our 30-day money-back guarantee lets you trial us risk-free before committing to expensive recruitment processes.
Then hiring is probably your better option, and we'll tell you that honestly. We're not right for every business. We're best suited for companies that need senior finance expertise and strategic insights but don't have 40 hours per week of hands-on work requiring office presence.
Our clients typically need daily communication and quick responses. But their finance requirements are 10-20 hours weekly for strategic work while operational tasks are handled efficiently by our junior specialists. If your business has extremely high transaction volumes or complex daily operations needing constant on-site presence, an internal hire makes more sense. We'll prioritise an honest fit assessment during your free consultation.
Our outsourced finance services cover the full finance function: senior financial oversight and strategic planning, weekly cashflow tracking and forecasting, variance analysis and budgeting, professional bookkeeping and BAS preparation, payroll management, and accounts receivable and payable processing. We also handle ad-hoc analysis, financial modelling, and scenario planning as your business needs it. We specialise in Xero and deliver real-time insights that help businesses optimise profitability and maintain compliance.
As registered BAS Agents, certified Xero Partners, and members of Chartered Accountants Australia and New Zealand, we deliver the depth of a full internal finance team without the hiring costs.
Yes. Our senior financial oversight services (also called virtual CFO or fractional CFO) make executive-level financial expertise accessible and affordable for businesses of all sizes. You get the strategic financial leadership and insights of a full-time CFO without the $150k+ salary commitment, with services tailored to your business size, industry, and growth stage.
This includes advanced budgeting, risk assessment, growth planning, investor relations support, and strategic decision-making guidance that drives real business results. It's perfect for businesses who need senior-level thinking but can't justify a six-figure internal hire.
We work exclusively with Xero because it delivers the best results for our clients and enables our daily integration model. As certified Xero Partners and Advisors, we have deep expertise in maximising its capabilities for Australian businesses.
If you're using MYOB, Quickbooks, or another system, we provide complete migration including data transfer, chart of accounts restructure, bank feed setup, team training, and ongoing support. Xero's cloud platform enables our three-tier team to work with real-time visibility rather than file exchanges.
Migration typically takes 1-2 weeks and we handle all technical complexity. We'll assess your current system during the free consultation and provide a clear plan if needed. Our exclusive focus on Xero means genuine expertise and staying current with all feature updates and Australian compliance requirements.
We implement comprehensive cashflow management systems that include weekly cashflow tracking, accounts receivable optimisation, strategic payment terms negotiation, intelligent expense management, accurate financial forecasting, and reporting dashboards that provide real-time visibility. Our proactive approach helps you anticipate and address potential cashflow challenges before they impact your operations. We provide weekly cashflow updates and strategic recommendations to maintain healthy cashflow year-round.
Our detailed management reports include profit and loss analysis with variance explanations, comprehensive cashflow statements, balance sheet summaries, key performance indicators tracking, budget vs. actual comparisons with insights, forward-looking financial forecasts, and customised reports specific to your industry and business model. All reports are professionally presented, easy to understand, and include actionable recommendations for improving performance.
Outsourcing your finance function frees you from time-consuming daily financial tasks while reducing errors and overall costs. Internal finance hires cost $95K-$115K+ with super and leave, require 3-month ramp-up, and create single-person risk when they're sick or leave.
Our qualified accountants and financial analysts provide senior strategic insights with daily communication and immediate responses. You get team depth instead of relying on one person, immediate impact instead of training time, and flexibility to scale without recruitment risk or severance costs.
As Australian-based specialists, we ensure complete local compliance while offering flexible, scalable support that grows with your business. You'll also have comfort knowing if you're not satisfied with our services in the first month, you don't have to pay with our 30 day money back guarantee.
We maintain rigorous security protocols including encrypted data transmission, secure cloud storage with regular backups, comprehensive quarterly security audits, and strict confidentiality agreements across all team members. Our staff are bound by professional codes of conduct through Chartered Accountants Australia & New Zealand membership and BAS Agent registration with the Tax Practitioners Board.
We're fully compliant with Australian privacy laws including the Privacy Act 1988 and maintain international-aligned standards. All access is logged with role-based permissions, multi-factor authentication, and secure credential management. Our cloud platforms including Xero are hosted in Australian data centres with bank-level security.
We provide transparent documentation of practices and support for any compliance audits. Your sensitive business data is always protected with best security practices, and we proactively identify and mitigate risks before they become problems.
